Call 866-497-6479 to pre-qualify or to inquire about about our flexible financing programs.
Financing Promotions
Financing offers a 12, 18 or 24-month deferred interest feature (the “promotional period”) on your purchase. Finance charges will accrue on your account during the promotional period, as set forth in your Truth in Lending Disclosures, but your monthly payment during the promotional period will go entirely to the principal balance. You will not have to pay the accrued finance charges until after the promotional period has ended. If you repay your purchase in full before the end of the promotional period you will not have to pay the accrued finance charges. However, if during the promotional period any scheduled monthly payment is received from you more than 30 days after the date the payment is due, then the promotional period ends, and you will be responsible for paying the finance charges that have accrued during the promotional period as set forth in the Truth in Lending Disclosures. You may also prepay your account at any time without penalty. Financing is subject to credit requirements and satisfactory completion of finance documents. Any finance terms advertised are estimates only. Normal late charges apply.
Installment Promotions
- Financing available to well qualified buyers on approved credit at an APR of 9.99% for 97 months, with an estimated monthly payment of 1.5% of your purchase amount. You may prepay your account at any time without penalty. Financing is subject to credit requirements and satisfactory completion of finance documents. Any finance terms advertised are estimates only. Normal late charges apply. See your Truth in Lending Disclosures for more information.
- Financing available to well qualified buyers on approved credit at an APR of 15.99% for up to 84 months. You may prepay your account at any time without penalty. Financing is subject to credit requirements and satisfactory completion of finance documents. Any finance terms advertised are estimates only. Normal late charges apply. See your Truth in Lending Disclosures for more information.
- Financing available to well qualified buyers on approved credit at an 0% APR for 36 months, with equal monthly payments. You may prepay your account at any time without penalty. Financing is subject to credit requirements and satisfactory completion of finance documents. Any finance terms advertised are estimates only. Normal late charges apply. See your Truth in Lending Disclosures for more information.
With Payments/Deferred Interest
Description: Minimum monthly payments are required during promotional period. Interest accrues during promotional period and will be assessed if promotional purchase balance not paid in full within promotional period.
No Interest if Paid in Full Within Promotional Period*
On Purchases with your Service Experts’ credit card. Interest will be charged to your account from the purchase date if the promotional balance, including optional charges, is not paid in full within promotional period or if you make a late payment. Minimum Monthly Payments Required. Account fees apply.*
*If promo and debt cancellation are not paid in full within promotional period, interest at APR 26.99% will be assessed from purchase date. If account goes 60 days past due, promo may be terminated early and accrued interest will be billed. As of 6/1/2011, Purchase APR 26.99%; Penalty APR 29.99%. Activation Fee $29.00. Minimum Interest $2. Existing cardholders refer to your current credit agreement for rates and terms. Subject to credit approval.
With Payment/Reduced APR
Minimum monthly payments are required during promotional period. Reduced APR will be assessed until promotion paid in full or is terminated.
Reduced APR until Paid in Full*
On Purchases with your Service Experts’ credit card. Minimum Monthly Payments Required. Account fees apply. Penalty APR may apply if you make a late payment.*
*Interest will be assessed at a reduced APR until promo paid in full if all minimum monthly payments on account, including debt cancellation, paid when due. If account goes 60 days past due, promo may be terminated early and standard account terms will apply. As of 6/1/2011, Penalty APR 29.99%. Activation Fee $29.00. Minimum Interest $2. Existing cardholders refer to your current credit agreement for rates and terms. Subject to credit approval.
Fixed Payment/Reduced APR
Payments of a fixed percentage or fixed dollar amount are required until promotion paid. Reduced APR is assessed until promotion paid in full or is terminated.
Reduced APR until Paid in Full*
On Purchases with your Service Experts’ credit card. Fixed Minimum Monthly Payments Required. Account fees apply. Penalty APR may apply if you make a late payment.*
For new account holders: after the promotion ends, an APR of 26.99% will apply.*
*Fixed monthly payments equal are required but interest will be assessed at a reduced APR if all minimum monthly payments on account, including debt cancellation, paid when due. If account goes 60 days past due, promo may be terminated early and standard account terms will apply. As of 6/1/2011, Penalty APR 29.99%. Activation Fee $29.00. Minimum Interest $2. Existing cardholders refer to your current credit agreement for rates and terms. Subject to credit approval.
Equal Payment/No Interest
Equal monthly payments during promotional period. Interest does not accrue during promotional period. This promotion IS designed to pay promotional balance in full within promotional period.
No Interest for Promotional Period*
On Purchases with your Service Experts’ credit card. Equal Fixed Minimum Monthly Payments Required. Account fees apply. Penalty APR may apply if you make a late payment.*
For new account holders: after the promotion ends, an APR of 26.99% will apply.*
*Equal monthly payments are required until expiration but no interest will be assessed if all minimum monthly payments on account, including debt cancellation, paid when due. If account goes 60 days past due, promo may be terminated early and standard account terms will apply. As of 6/1/2011, Penalty APR 29.99%. Activation Fee $29.00. Minimum Interest $2. Existing cardholders refer to your current credit agreement for rates and terms. Subject to credit approval.