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Financing Terms

With Payments/Deferred Interest

If promo and debt cancellation are not paid in full within the promo period, interest will be assessed from purchase date.  If account goes 60 days past due, promo may be terminated early and accrued interest will be billed.  Purchase APR 26.99%; Penalty APR 29.99%. Activation Fee $29.00.  Minimum Interest $2.  Subject to credit approval.

With Payment/Reduced APR

Interest will be assessed at reduced APR % until promo paid in full if all minimum monthly payments on account, including debt cancellation, paid when due.  If account goes 60 days past due, promo may be terminated early and standard account terms will apply. Purchase APR 26.99%; Penalty APR 29.99%. Activation Fee $29.00.  Minimum Interest $2.  Subject to credit approval.

Fixed Payment/Reduced APR

Fixed monthly payments required but interest will be assessed at reduced APR % if all minimum monthly payments on account, including debt cancellation, paid when due.  If account goes 60 days past due, promo may be terminated early and standard account terms will apply.  Purchase APR 26.99%; Penalty APR 29.99%. Activation Fee $29.00.  Minimum Interest $2.  Subject to credit approval.

Equal Payment/No Interest

Monthly payments required until expiration but no interest will be assessed if all minimum monthly payments on account, including debt cancellation, paid when due.  If account goes 60 days past due, promo may be terminated early and standard account terms will apply.  Purchase APR 26.99%; Penalty APR 29.99%. Activation Fee $29.00.  Minimum Interest $2.  Subject to credit approval.