Service Experts Heating & Air Conditioning Offers Financing and Payment Options to Help There are a lot of things you would most likely rather be spending money on, but with our consumer financing programs you can do both. Service Experts Heating & Air Conditioning provides a monthly investment plan so you can feel comfortable purchasing a heating and cooling system that meets your needs. Check out our financing calculator to get a feel for your monthly payments. Your financing includes: Low monthly payments No down payment No annual fees No prepayment penalties Competitive interest rates Call 866-397-3787 to learn more about your options and to prequalify now. Our HVAC financing is quick, secure and private. To apply, click here to search for your nearest location, click on the Menu, click Financing and click the Apply button.