Raj Khosla, CFA, is the Vice President and Treasurer at Service Experts, where he leads treasury, credit & collection and billing operations. With over 25 years of experience in Treasury and Capital Markets, Raj has structured and managed more than $10 billion in securitization and funding programs, driving record efficiency and cost optimization.
Before joining Service Experts, Raj held senior Treasury leadership roles at Bread Financial and Hewlett-Packard, where he consistently delivered transformational results — from reducing funding spreads and fees to negotiating complex multi-billion-dollar financing structures.
Raj holds an MBA degree from Carnegie Mellon, and BBA from University of Houston, where he graduated Summa Cum Laude.