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No Payments Until 2027 Learn More

Service Experts Advantage Program™

Unlike traditional financing, which requires you to pay for future repairs and maintenance costs, our Service Experts Advantage Program bundles everything into one convenient monthly payment.

You get a brand-new system plus comprehensive coverage for all service needs, meaning no surprise repair bills or expensive maintenance contracts down the road. This leasing solution is ideal for homeowners who want the latest energy-efficient technology without the long-term ownership responsibilities and unexpected costs.

Want us to walk you through your options? Call us at (866) 963-7996today!

HVAC Financing Options

Convenient HVAC Options and Payment Plans

When your HVAC system malfunctions in the U.S., it’s often an expense you weren’t expecting. It not only changes the environment around your home, but on your budget, too.

Service Experts provides EasyPay monthly payment programs to make it easier to pay for the plan that’s right for you.

You can depend on us for financing that’s fast, safe, and confidential. You can start by completing an online application—it’s quick and simple. Once submitted, you’ll be prequalified in no time!

Log in to view your account!

Visit the payment portal to securely manage your contracts, make payments, and access your statements.

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Disclaimer: This link will lead to an external site

Financing terms are subject to credit approval. Not all applicants will qualify for the advertised terms. See applicable terms and conditions for full financing terms and disclosures. Services vary by location.

  • Service Experts Logo
    $99 Drain Cleaning

    Regularly $235. Reduce buildup on your pipes, Help avoid major plumbing repairs, Maintain a clean home.

    Offer not valid on prior purchases and may not be combined with other offers. Valid for one drain only. Accessible ground level clean. Call for more details.
  • Service Experts Logo
    $99 HVAC Precision Tune-Up

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    A well-maintained system operates more efficiently, reducing energy consumption and lowering heating and cooling bills

    Offer not valid on prior purchases and may not be combined with other offers. Excludes oil furnaces; call for pricing. **Potential savings may vary depending on age and condition of equipment, personal lifestyle, system settings, equipment maintenance, and installation of equipment and duct system.
  • Advantage Program Logo
    NEW HVAC SYSTEM as low as $155/month

    NO money down; Brand new, high-efficiency equipment; installation, regular preventative maintenance, all repairs (parts & labor), and air filters INCLUDED.

    Offer not valid on prior purchases and may not be combined with other offers. Advantage pricing applies to specific equipment. Call for details. Some exclusions apply. See the terms and conditions within the Service Experts Advantage Program Lease Agreement for additional information.
  • Advantage Program Logo
    WHOLE-HOME GENERATOR SYSTEM for Just $222/Month!

    Lease New, High-Efficiency Equipment: Upgrade your home's reliability with the latest technology. No Upfront Cost. All-Inclusive Service: We handle all future repairs and routine maintenance, so you don't have to. Worry-Free Budgeting: One fixed, predictable monthly payment.

    See the terms and conditions within the Service Experts Advantage Program Lease Agreement for additional information. Offer valid at participating locations.
  • Advantage Program Logo
    No Payments Until 2027

    With any new HVAC, Indoor Air Quality, Water Heater or Water Treatment Service Experts Advantage Program lease agreement, we will make your payments for the first 6 months.

    Valid on new Advantage Program lease agreements from 7/1/26 to 9/30/26. Customer owes $0 for the first six months; regular monthly lease payments begin thereafter. Early termination during promotional period will result in charges for elapsed months. See your full Advantage Program Lease Agreement for complete terms and conditions, including total lease costs and payment schedule. Jul 1, 2026 - Sep 30, 2026
  • Service Experts Logo
    Member exclusive: $250 off Water Heater Install

    Maintenance+ members exclusive discount with the purchase or lease of a new hot water heater

    Offer available for active Maintenance+ customers. Purchase or lease a new hot water system from 8/19/26 - 9/30/26 and receive $250 off installation price. System must be installed by 10/3/26. Aug 19, 2026 - Sep 30, 2026
  • Advantage Program Logo
    10% savings on Advantage Generators

    Lease a qualifying generator through the Service Experts Advantage Program® and receive 10% off installation costs.

    Valid on new Advantage Program Generator lease agreements from 8/19/26 to 12/31/26. System must be installed by 1/8/27. Aug 19, 2026 - Dec 31, 2026
  • Service Experts Logo
    Members exclusive: 15% off services and repairs

    As a Maintenance+ member, you automatically receive discounts on all services and repairs.

    See your signed Maintenance+ Membership agreement for full terms and conditions.
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    $0 Diagnostic for Maintenance+ Members

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    $0 diagnostic for Maintenance+ members. Valid for new and active members. The $0 fee applies only when recommended repair is completed and paid at time of service.

    Promotion valid for service visits occurring 3/16/26 – 8/31/26. Cannot be combined with other offers. No cash value. Offer may be modified, suspended, or withdrawn at any time as permitted by law. Mar 16, 2026 - Aug 31, 2026
  • Service Experts Logo
    10% Off Any Product or Service for Active Duty, Retired, and Veteran Military Personnel

    It’s our way of thanking you for your courage, dedication, and sacrifice to protect our freedom. All work is performed by licensed experts and backed by our Service Experts Guarantee.

    Offer not valid on prior purchases and may not be combined with other offers.
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What Our Customers Think Of Us
    So knowledgeable, helpful and overall customer focused.
    “So knowledgeable, helpful and overall customer focused. They not only quickly fixed my AC but patiently explained the nuances, showed me pictures of the issue/parts, provided dates of last repairs, estimated longevity and associated costs for context.”
    Karen M.
    So knowledgeable, helpful and overall customer focused.
    "Sean and Bradley were amazing! So knowledgeable, helpful and overall customer focused. They not only quickly fixed my AC but patiently explained the nuances, showed me pictures of the issue/parts, provided dates of last repairs, estimated longevity and associated costs for context."
    - Karen M.
    An extraordinarily thorough inspection of my home's total HVAC system with all necessary repairs.
    “An extraordinarily thorough inspection of my home's total HVAC system with all necessary repairs.”
    Bruce H.
    An extraordinarily thorough inspection of my home's total HVAC system with all necessary repairs.
    "An extraordinarily thorough inspection of my home's total HVAC system with all necessary repairs. Finally have found a company and a gentleman Jeff I can rely on after several months of real struggle with a rival firm."
    - Bruce H.
Licensed Experts. Professional Service. Local Care. Your home's systems are always our priority. Find your nearest location today to experience the Service Experts difference.