HVAC Financing Options
Convenient HVAC Options and Payment Plans
When your HVAC system malfunctions in the U.S., it’s often an expense you weren’t expecting. It not only changes the environment around your home, but on your budget, too.
Service Experts provides EasyPay monthly payment programs to make it easier to pay for the plan that’s right for you.
You can depend on us for financing that’s fast, safe, and confidential. You can start by completing an online application—it’s quick and simple. Once submitted, you’ll be prequalified in no time!
Service Experts Advantage Program™
Unlike traditional financing, which requires you to pay for future repairs and maintenance costs, our Service Experts Advantage Program bundles everything into one convenient monthly payment.
You get a brand-new system plus comprehensive coverage for all service needs, meaning no surprise repair bills or expensive maintenance contracts down the road. This leasing solution is ideal for homeowners who want the latest energy-efficient technology without the long-term ownership responsibilities and unexpected costs.
Want us to walk you through your options? Call us at (866) 963-7996 today!
Financing terms are subject to credit approval. Not all applicants will qualify for the advertised terms. See applicable terms and conditions for full financing terms and disclosures. Services vary by location.
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LimitedTimeOffer!Earn up to $1,800 in rebates when you purchase a qualifying Lennox system
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System rebate requires the purchase of a Lennox indoor unit, an outdoor unit and a qualifying thermostat. System add-ons do not qualify for an induvial rebate and cannot be combined with individual offers. Rebate offer valid from 3/9/26 to 6/12/26 and must be installed by 6/19/26 and submit claims by 7/19/26. Rebate is paid in the form of a Lennox prepaid Mastercard.
All rebate information found at https://www.lennox.com/residential/buyers-guide/offers-and-savings/promotions/ . Equipment and rebate offers vary by Service Experts location, call your local Center for more details. Mar 9, 2026 - Jun 12, 2026 -
$99 Drain Cleaning Special. Regularly $375, Now Only $99
Reduce buildup on your pipes, Help avoid major plumbing repairs, Maintain a clean home.
Offer not valid on prior purchases and may not be combined with other offers. *Valid for one drain only. Accessible ground level clean. Call for more details. -
Save $90 on an HVAC Precision Tune-Up. Regularly $189, now only $99
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A well-maintained system operates more efficiently, reducing energy consumption and lowering heating and cooling bills
Offer not valid on prior purchases and may not be combined with other offers. Excludes oil furnaces; call for pricing. **Potential savings may vary depending on age and condition of equipment, personal lifestyle, system settings, equipment maintenance, and installation of equipment and duct system. -
WHOLE-HOME GENERATOR SYSTEM for Just $217/Month!
Lease New, High-Efficiency Equipment: Upgrade your home's reliability with the latest technology. No Upfront Cost. All-Inclusive Service: We handle all future repairs and routine maintenance, so you don't have to. Worry-Free Budgeting: One fixed, predictable monthly payment.
See the terms and conditions within the Service Experts Advantage Program Lease Agreement for additional information. Offer valid at participating locations. -
NEW HVAC SYSTEM as low as $142/month
NO money down; Brand new, high-efficiency equipment; installation, regular preventative maintenance, all repairs (parts & labor), and air filters INCLUDED.
Offer not valid on prior purchases and may not be combined with other offers. Advantage pricing applies to specific equipment. Call for details. Some exclusions apply. See the terms and conditions within the Service Experts Advantage Program Lease Agreement for additional information. -
LimitedTimeOffer!$0 HVAC diagnostic for Maintenance+ members
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Valid for new and active Maintenance+ members. $0 diagnostic fee applies only when recommended repair is completed and paid at the time of service. Not valid at Service Experts Memphis, Service Experts Tulsa, Strogen’s Service Experts, Fras-Air Service Experts, Pine State Services, RB Travis Plumbing, Stan Gelber & Sons, Inc Heating & Cooling, or United Plumbing locations.
Promotion valid for service visits occurring 3/16/26 – 6/30/26. Cannot be combined with other offers. No cash value. Offer may be modified, suspended, or withdrawn at any time as permitted by law. Mar 16, 2026 - Jun 30, 2026 -
10% Off Any Product or Service for Active Duty, Retired, and Veteran Military Personnel
It’s our way of thanking you for your courage, dedication, and sacrifice to protect our freedom. All work is performed by licensed experts and backed by our Service Experts Guarantee.
Offer not valid on prior purchases and may not be combined with other offers. -
Up to $1,500 off a new HVAC System
Lease or purchase a new system for summer
Offer valid on qualifying new system installations. Discount varies based on system type: $800 off Single stage systems, $1,000 off 2 stage systems, or $1,500 off Modulating systems. Promotion must be claimed by 6/14/26, and equipment must be installed by 6/19/26. May 18, 2026 - Jun 14, 2026
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“So knowledgeable, helpful and overall customer focused. They not only quickly fixed my AC but patiently explained the nuances, showed me pictures of the issue/parts, provided dates of last repairs, estimated longevity and associated costs for context.”Karen M.
So knowledgeable, helpful and overall customer focused.
"Sean and Bradley were amazing! So knowledgeable, helpful and overall customer focused. They not only quickly fixed my AC but patiently explained the nuances, showed me pictures of the issue/parts, provided dates of last repairs, estimated longevity and associated costs for context."- Karen M. -
“An extraordinarily thorough inspection of my home's total HVAC system with all necessary repairs.”Bruce H.
An extraordinarily thorough inspection of my home's total HVAC system with all necessary repairs.
"An extraordinarily thorough inspection of my home's total HVAC system with all necessary repairs. Finally have found a company and a gentleman Jeff I can rely on after several months of real struggle with a rival firm."- Bruce H.