Financing Options

Imagine: it’s mid-summer, getting close to triple digits, and your cooling system dies. It just dies. Doesn't work. No more air conditioner, no more cool air to combat the summer heat and keep your home comfortable. It's gone.

So you call an HVAC company to come perform an inspection and they validate what you already knew Рit's time to invest in a new air conditioner. And then they tell you something you didn’t know Рit's going to cost more than you imagined, ranging from $7,000 to $70,000, depending on the type of air conditioning system(s) you desire, the type of home(s) you have, and the type of energy source you’d like.

Okay, what now? Spend the season soaking in sweat and blowing fans over ice? Or shell out all your savings (and maybe sell a kidney) to cover the cost of a new air conditioner?

The number of people who are planning on financing their latest home improvement project is at 70%. When you consider that the average consumer in the United States has under $5,000 they can get their hands on, it makes complete sense. So when life happens and things die, and unexpected costs such as an AC repair or replacement is needed, it is vital that we have affordable financing options available.

At Service Experts Heating, Air Conditioning & Plumbing we have several financing options for homeowners looking to replace their HVAC systems. The first category of options are included in our promotional financing programs, which include no interest or deferred interest. Promotional buyers are those that will most likely have the available cash to pay off the loan short term, typically within a year with no interest charges, so long as the amount financed is totally paid off during or before the promotional period ends.

Service Experts Heating, Air Conditioning & Plumbing also offers financing alternatives with a lower monthly fixed payment and a decent interest rate. This is for consumers who may not have the total value as quickly but can afford a lower monthly cost. A typical program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and cooling system can cost upwards of $10,000. Choosing the 7.99% 120 month loan product can cost as little as $121/month. This payment schedule makes a new heating or air conditioning system more affordable, while also obtaining an efficient system that will help decrease energy bills while providing home comfort.

The financing programs at Service Experts Heating, Air Conditioning & Plumbing include the following:

• Low monthly payments
• No down payment
• No annual fees
• No prepayment penalties
• Competitive interest rates

With so many programs, what are you waiting for? Call Service Experts today for a complimentary in-home home comfort analysis and we will help you decide which HVAC system is right for your home AND which financing option fits in best with your life. We can’t wait to work with you!